Current Issue: IJRERD (ISSN: 2455-8761) Volume No. 01 - Issue No. 06, 2016 S. No. Article Title & Author Name Page No. Download/View 1 Biometric Personal Data Security Systems: Trustworthy Yet?Dr. Latika Kharb 01-08 2 EFFECTIVENESS OF CREDIT APPRAISAL ON LOAN PERFORMANCE OF COMMERCIAL BANKS IN KENYANJERU, MICHAEL 09-14